Three Paths, One Direction — Forward
Each programme is designed for a different stage of readiness. Start where it feels right, and continue when you are ready.
← Back to HomeHow Our Programmes Are Built
Session by Session
Each meeting has a single, clear focus. You leave knowing exactly what you covered and why it matters.
Thai Financial Context
All examples, institutions, and regulations are drawn from the Thai financial environment — not borrowed from elsewhere.
Practise Between Sessions
Gentle worksheets let you apply what you've heard at your own pace before the next meeting.
Reflect and Keep
Printed materials are yours to keep and return to. Learning doesn't stop when the programme ends.
Before the Rains
฿4,400 · 3 sessions
A gentle three-session introduction for midlife learners beginning to prepare their finances. We move slowly through budgeting, saving, and everyday Thai banking, getting ready calmly and without worry. Ideal for those who want an unhurried, prepared start. Includes a printed guide, light practice sheets, and a small, supportive group.
What This Programme Covers
- Understanding where your money goes — building a personal budget
- Thai savings accounts: types, interest, and how to compare them
- Practical saving habits that fit a Thai lifestyle
- Common questions about Thai banking, answered plainly
Best suited for
People who have not previously sat down to review their finances and want a calm, low-pressure first step. No prior knowledge needed.
Weathering Well
฿7,100 · 6 weeks
A six-week course for people ready to plan more steadily for the seasons of life. We explore saving routines, fund and deposit options, and preparing for life's foreseeable costs. Each session offers a short lesson and a gentle worksheet. Includes recorded lessons, a planning notebook, and a midway check-in. Suited to those with the basics who want supportive structure.
What This Programme Covers
- Building a consistent monthly saving routine
- Thai fixed deposits, government bonds, and savings funds explained
- Preparing financially for foreseeable costs — medical, education, family
- Planning your household finances season by season
- Midway check-in to review progress and adjust focus
Best suited for
Those who understand the basics of budgeting and saving, and want a more structured look at their financial picture over the medium term.
The Whole Year Programme
฿10,500 · 10 weeks
A ten-week guided programme for readers planning carefully toward retirement and family wellbeing. We prepare calmly across pensions, healthcare, and longer-term choices, always encouraging a conversation with a licensed professional first. Includes guided sessions, a personal planning folder, and a closing reflection. Best for those who want a steady, complete path.
What This Programme Covers
- Thailand's Social Security Fund and what it provides in retirement
- Healthcare options and cost planning for later life
- Wills, inheritance, and basic estate considerations in Thailand
- Longer-term financial planning across family, housing, and care
- Closing reflection and personal planning folder completion
Best suited for
Those who are within ten years of retirement or actively planning for it, and want a thorough, structured educational companion for that process.
Compare All Three Programmes
| Feature | Before the Rains | Weathering Well | Whole Year ★ |
|---|---|---|---|
| Duration | 3 sessions | 6 weeks | 10 weeks |
| Price | ฿4,400 | ฿7,100 | ฿10,500 |
| Printed guide | |||
| Planning notebook | |||
| Recorded lessons | |||
| Midway check-in | |||
| Retirement planning topics | |||
| Personal planning folder |
★ Most comprehensive — best for those planning toward retirement
Standards Across All Programmes
Privacy & Discretion
Participant information is never shared. What is discussed in group sessions stays within the group.
No Product Recommendations
We teach about financial options — we never recommend specific products or institutions. No commercial interest influences our content.
Annual Content Review
All materials are updated each year to reflect changes in Thai banking rules, tax regulations, and pension legislation.
Adult Learning Framework
Our curriculum follows established adult education principles — respecting experience, avoiding condescension, and building on what participants already know.
Participant Feedback Loop
Each programme closes with structured feedback. Responses directly shape the next cohort — nothing is fixed permanently.
Referral to Licensed Advisers
Where personal decisions are needed, we point participants toward Thai-licensed financial advisers — not as a business arrangement, but as good practice.
Clear Fees, All Inclusive
Every fee covers all materials, sessions, and support within the programme. Nothing is added later.
Before the Rains
฿4,400
per person · 3 sessions
- 3 guided sessions
- Printed guide
- Practice worksheets
- Small group (6–10)
Weathering Well
฿7,100
per person · 6 weeks
- 6-week programme
- Recorded lessons
- Planning notebook
- Midway check-in
- Small group (6–10)
The Whole Year
฿10,500
per person · 10 weeks
- 10-week programme
- Personal planning folder
- Retirement topics
- Closing reflection session
- All previous inclusions
Not Sure Which to Start With?
Write or call us. We'll have a quiet conversation about where you are and which programme might suit you — with no pressure to decide quickly.